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Observer II

Why so much price variation ?

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Insurance companies employ experienced people to put a price on the risk and this will be the reason why it is so high. They have hundreds of years of experience in the field and don't pluck numbers out of the air. If they are going to stay in business they have to offer competitive premiums.

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Well I'm off to the States again in a couple of weeks and have just had to renew my holiday insurance ouch! I knew it'd start getting more expensive as we got older and the wife's high blood pressure (caused by having to live with me) seems to be pushing premiums almost towards the cost of the flight. But what I don't quite get is that if you use a comparison web site, the range of prices vary from simply expensive to your having a bloody laugh. My question is, does anyone actually buy the policies down at the bottom of the list or are most like me and just choose the cheapest option.

 Bill :)

car insurance was almost spot on btw!

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